Insurance

If you have (or acquire) dental insurance (or a medical policy with dental benefits) please understand that it may not fully cover all services that you require.

Although we will attempt to assist you, there are thousands of different plans and there is no way for us to know the details of every one. Please contact your insurance company directly to determine what your plan covers and what it does not.

We will file claims on your behalf and offset charges by any insurance payments, as well as make adjustments to charges required by a contract in effect when services are rendered that may apply to your policy. Currently, we have agreements with:

• Delta Dental (Premier), and
• Cigna (Preferred Provider Organization, PPO)

Some plans are "Health or Dental Maintenance Organizations" (HMOs or DMOs). These assign you to a specific dentist, and cannot be used elsewhere. We do not accept or participate in such products (even if offered by Delta Dental or Cigna).

Assuming they will accept them, we will file claims for any insurer for which we are non-contracted but that has an "out of network" benefit. Contact your insurance company to determine its out-of-network policies or any fee schedules that may limit coverage.

We regretfully do not accept Medicare, Medi-Cal, or Denti-Cal policies.

Lastly, despite the fact you have insurance, you remain personally responsible for the cost of any services we provide. Our office cannot render services on the assumption that any charges will be paid by insurance(s).